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group life insurance/survivor benefits

Robert M. McCaffery


Subject Business and Management » Human Resource Management, International Management


Extract

Employers sponsor a variety of insurance plans designed to provide income replacement for survivors and named beneficiaries of deceased employees. Typically, employers pay the full cost for: (1) basic group term life insurance; (2) basic accidental death and dismemberment insurance; and (3) business travel accident insurance. Usually employees can obtain supplemental coverage at group rates, but they are responsible for all or most of the costs. Some forms of supplemental coverage include: (1) supplemental group term life insurance; (2) supplemental accidental death and dismemberment insurance; (3) group universal life plans (GULP); (4) survivor income benefit insurance (SIBI); or (5) dependant life insurance. Survivor benefits are also payable from most pension plans . ( 1992 ). Employee Benefit Programs: A Total Compensation Perspective , 2nd edn. Boston : PWS‐Kent . ... log in or subscribe to read full text

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